Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Accidents can happen, and passengers could end up injured.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, especially during collisions or accidents. Some frequent injuries include:
Neck Injuries: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may uber injury lawyer cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.